BUSINESS MOBILE DEPOSIT

Marblehead Bank’s mobile deposit is a way to electronically deposit checks from your iPhone® or Android™ device using the Marblehead Bank Mobile Banking app.

Mobile check deposit is free to Marblehead Bank customers.* Just download the Marblehead Bank Mobile Banking app to begin.

Check deposits made through the Marblehead Bank mobile banking app are protected according to the highest financial industry standards with Secure Multi-Layered Protection. Making a deposit with your phone is as safe as using Online Banking.

To use mobile deposit, you must be a current Marblehead Bank customer with a checking or savings account. You must also be enrolled in Online Banking and have downloaded the free Marblehead Bank Mobile Banking app. Before depositing your first check, you must read and accept the Mobile Banking Enrollment Terms and Conditions.

1. Making your first mobile check deposit is fast and easy: Make sure you have downloaded the Marblehead Bank Mobile Banking app for either your iPhone®, or Android™ device.
2. Sign in on the Marblehead Bank Mobile Banking app using your Online Banking user ID and password.
3. Choose “Check Deposit” on the home screen.
4. Select the checking or savings account into which you want to deposit the check.
5. Enter the amount of your check.
6. Endorse the back of your check with “For Mobile Deposit only at Marblehead Bank and your signature.”
7. Snap pictures of the front and back of your check.
8. Submit the check for deposit.
9. You will receive onscreen confirmation that your check was received by Marblehead Bank.

Deposits made Monday-Friday before 3:00pm EST will be processed the same day with the funds generally being available the next business day.
Deposits made after 3:00pm EST Monday-Friday, or on weekends/holidays will be processed the next business day with the funds generally being available 1 business day later.

You can only deposit checks that are in US currency that are made payable to you.

• Checks payable to any person or entity other than yourself.
• Checks containing an alteration on the front of the check.
• Checks payable jointly, unless deposited into an account in the name of all payees.
• Checks drawn on a financial institution located outside the United States.
• Checks not payable in United States currency.
• Checks drawn on the account to which they are being deposited.
• Checks dated more than 6 months prior to the date of deposit.
• Checks that are not properly endorsed (see 5-6 above).
• Checks that have been previously submitted for deposit.
• Checks or items that are drawn or otherwise issued by the U.S. Treasury Department.

There are a few common errors that may cause your check to be rejected:

• Folded or torn corners
• Front image is not legible
• Amounts not matching
• Routing and account numbers are unclear
• No camera on the device
• Image is too dark

Try using mobile deposit in a well-lit area to prevent shadows and poor image quality. Keep your hands clear of the check while taking the picture.

After submitting images of the front and back of your check, you will receive onscreen confirmation and an e-mail confirmation that Marblehead Bank has received your deposit. You will be notified separately when your deposit has been approved and processed.

You should hold onto your check for 30 days and then destroy or shred it. Please do not attempt to process the check at another institution or through another channel (ATM or in-branch).

Click here to view the agreement.