Business Interest Checking

The business bank account for qualifying sole proprietorships and nonprofits.

Your checking account should ease your day-to-day business banking. This one does that and pays you dividends.

You work hard to keep your small business or nonprofit running smoothly. You deserve free perks and added interest.

Business Interest Checking features:

  • Competitive interest
  • Free foreign ATM transactions1
  • 1,000 free monthly transaction items2
  • Only $1,500 minimum balance to avoid a low monthly fee of $6
  • Up to $10,000 in free monthly currency deposits3
  • Free Debit Card
  • Free Online Banking and Bill Payment
  • Buyback of your debit cards and unused checks from another financial institution4
  • Free gift for both you and a friend when you refer a friend to open a checking account
  • Free Thank You gift5

1 Marblehead Bank will not charge a fee for using another institution’s ATM for up to five transactions per month. Other institutions may impose a surcharge fee for using their ATMs. Marblehead Bank will refund up to three surcharges per month, with receipts, from other banks.

2 Transaction items include all debits and credits. If the Absolutely Free Business or Business Interest account exceeds 1,000 FREE monthly transactions, the account may be converted to Commercial Checking.

3Includes coin and currency. If the Absolutely Free Business or Business Interest account exceeds $10,000 in monthly currency deposits, the account may be converted to Commercial Checking.

4Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

5FREE gift provided at time of in-person account opening. Online account opening free gift available for pickup at any of our three convenient offices. We reserve the right to substitute a gift of similar value. The value of the free gift may be reported on Form 1099-INT.

Business Interest Checking Rates

APY is accurate as of 10/19/2025. All rates and terms subject to change without notice.

  • APY*
    0.05%
  • Rate
    0.05%
  • Min. to Open Account
    $10.00
  • Min. Balance to Obtain APY
    $0.05

*APY= Annual Percentage Yield. Variable rate account—rates may change after account is opened. Interest is compounded and paid monthly and available on first business day of each month. Certain assumptions apply. Please ask for details. Fees could reduce earnings.

FOUND YOUR CHECKING ACCOUNT? WANT TO SEE MORE?

Contact us to open a business checking account or to explore your options if you’re looking for something else.

SWITCH TO MARBLEHEAD BANK TODAY.

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RESOURCES

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SEE WHAT YOUR NEIGHBORS HAVE TO SAY

Marblehead Bank is small enough to know who you are, with all the amenities of the big banks. Neighbors helping neighbors, banking doesn’t get any better than that!

Nancy M.