Conforming Fixed Rate Mortgage Loans

Predictable payments make home an even happier place. Enjoy a fixed rate for the life of the loan with fixed monthly principal and interest payments.

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The classic mortgage.

Know what to expect every month for the life of the loan, and choose the loan term that works for you.

Features and Benefits:

10, 15, 20, and 30 year mortgages available
Use to purchase or refinance a home
For a Primary Residence or Owner-Occupied one- to four-family home
Available if you meet Secondary Market underwriting criteria
Enjoy an interest rate and fixed monthly principal and interest payments that stay the same for the life of the loan
Get a .125% discount with loan payments made by pre-authorized transfer from a Marblehead Bank checking or statement savings account
P.M.I. program available

CONFORMING FIXED-RATE MORTGAGE RATES

Assumes 25% Down Payment.¹
Please inquire about interest rates for second homes.

Maximum Loan Amounts:

1-Family: $806,500
2-Family: $1,032,650
3-Family: $1,248,150
4-Family: $1,551,250

APY is accurate as of 12/19/2025. All rates and terms subject to change without notice.


Loan Term	Interest Rates ¹	Points	APR³	Monthly Payment/$1,000
Loan Term 15 Years	Interest Rates ¹ 5.750%	Points 0.0	APR³ 6.084%	Monthly Payment/$1,000 180 monthly payments of $8.30
Loan Term 15 Years w/ automatic deduction	Interest Rates [superscript]1 5.625%	Points 0.0	APR³ 5.958%	Monthly Payment/$1,000 180 monthly payments of $8.24
Loan Term 20 Years	Interest Rates ¹ 6.375%	Points 0.0	APR³ 6.6.46%	Monthly Payment/$1,000 240 monthly payments of $7.38
Loan Term 20 Years w/ automatic deduction	Interest Rates [superscript]1 6.250%	Points 0.0	APR³ 6.520%	Monthly Payment/$1,000 240 monthly payments of $7.31
Loan Term 30 Years	Interest Rates ¹ 6.500%	Points 0.0	APR³ 6.707%	Monthly Payment/$1,000 360 monthly payments of $6.32
Loan Term 30 Years w/ automatic deduction	Interest Rates [superscript]1 6.375%	Points 0.0	APR³ 6.581%	Monthly Payment/$1,000 360 monthly payments of $6.24

Marblehead Bank NMLS# 417751

¹All advertised rates are subject to underwriting approval. Not all applicants will be approved. A minimum credit score requirement and a maximum loan-to-value restriction apply. Your rate offer may vary.

²A .125% discount is available when loan payment is automatically deducted from a Marblehead Bank checking or statement savings account.

Monthly mortgage payments do not include amounts for real estate taxes and insurance premiums. The actual payment obligation will be greater. Property Insurance required. Subject to credit approval.