Certificate of Deposit

Invest in your future with a safe and steady way to earn interest on your funds – a CD from Marblehead Bank. Choose terms from three months to three years.

With a CD your money grows steadily, without risking the loss of your principle investment. All your deposits with Marblehead Bank are fully insured by the FDIC and DIF.

Features & Benefits:

  • $500 minimum to open
  • Fixed rates for a guaranteed return on your investment
  • Terms ranging from three months to three years
  • Interest compounded and paid monthly
  • Automatic renewal

CERTIFICATES OF DEPOSIT CURRENT RATES

These rates also apply to Individual Retirement Accounts.

APY is accurate as of 12/19/2025. All rates and terms subject to change without notice.

Apply NowAPY1Rate
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3 Month

APY1 3.00%Rate 2.96%
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4 Month

APY1 4.00%Rate 3.93%
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6 Month

APY1 3.75%Rate 3.69%
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7 Month

APY1 3.00%Rate 2.96%
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8 Month

APY1 3.51%Rate 3.45%
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9 Month

APY1 3.00%Rate 2.96%
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11 Month

APY1 3.00%Rate 2.96%
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1 Year

APY1 .15%Rate .15%
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1 Year Premier2

APY1 .20%Rate .20%
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14 Month

APY1 .20%Rate .20%
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15 Month

APY1 3.00%Rate 2.96%
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18 Month

APY1 .25%Rate .25%
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2 Year

APY1 .25%Rate .25%
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3 Year

APY1 .35%Rate .35%

1APY= Annual Percentage Yield. $500 minimum deposit to open account and minimum balance to obtain APY. Fees could reduce earnings. Early withdrawal penalty may be imposed.

2Premier certificates require $10,000 minimum balance. Must have Premier Interest Checking to open and obtain APY.

STEADY, SAFE RETURN ON YOUR MONEY. OPEN A CD TODAY.

CDs typically earn more interest than savings accounts. Choose the terms that work for you, and open your account online.

SWITCH TO MARBLEHEAD BANK TODAY.

We’ve been helping our neighbors succeed since 1871. Switch today and experience true local banking.

RESOURCES

SEE WHAT YOUR NEIGHBORS HAVE TO SAY.

“This bank is the epitome of a small town local bank. They greet you by name and are very attentive to your needs.”

Charley C.