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50+ Interest Checking

Enjoy the perks of a life well lived. Start earning competitive interest on your checking balance.

Open an Account 

For our customers 50 and better, an interest-bearing checking account you can open online. Enjoy valuable, time-saving benefits and effortless earned interest.

Features & Benefits:

  • Competitive interest
  • Free first order of pre-selected checks1
  • Free debit card
  • Free Foreign ATM transactions2
  • Free Online Banking and Bill Payment
  • Free Mobile Banking
  • Free return of check images
  • Free easy-to-balance monthly statement
  • Free Thank You gift3
  • Buy back of your old checks and debit card from another financial institution4
  • Annual Percentage Yield
  • No minimum balance
  • No monthly service charge
  • No per check charge

1Pre-selected check style.

2Marblehead Bank will not charge a fee for using another institution’s ATM for up to five transactions per month. Other institutions may impose a surcharge fee for using their ATMs. Marblehead Bank will refund up to three surcharges per month, with receipts, from other banks. Premier Interest Checking has unlimited FREE foreign ATM transactions.

3Free gift provided at time of in-person account opening. Online account opening free gift available for pickup at any of our three convenient offices. We reserve the right to substitute a gift of similar value. The value of the free gift may be reported on Form 1099-INT.

4Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

50+ INTEREST CHECKING CURRENT RATES

APY is accurate as of 12.19.2025
All rates and terms subject to change without notice.

  • APY*
    0.05%
  • Interest Rate
    0.05%
  • Minimum Deposit to Open Account
    $10.00
  • Minimum Balance to Obtain APY
    $0.01

APY= Annual Percentage Yield

MONTHLY COMPOUNDING
Interest is paid monthly and is available on the first business day of each month. Certain assumptions apply. Please ask for details.
Fees could reduce the earnings of the account.
* Variable rate accounts – rates may change after the account is opened.

START EARNING INTEREST ON YOUR CHECKING BALANCE.

It’s easy to open your account online, and get competitive interest and more great perks for being 50 and beyond.

Open an Account Explore Checking Options 

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We’ve been helping our neighbors succeed since 1871. Switch today and experience true local banking.

RESOURCES

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  • Financial Education

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    Get the answers you need to common questions.
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SEE WHAT YOUR NEIGHBORS HAVE TO SAY

“This bank is the epitome of a small town local bank. They greet you by name and are very attentive to your needs.”

Charley C.